A share is a part or portion of a larger amount that is divided among a number of people, or to which a number of people contribute. You are required to buy Rhema Group shares at Kshs. 100/- each, minimum 50 shares, to become a member. Share certificates will be issued after buying a minimum of 20 shares, and will be issued by branch managers at the branch level.

Shares represents your ownership of the sacco, they are not withdrawable, but if you decide on leaving, you can transfer/sell them to someone else. Shares are also part of security when applying for a loan. You also earn dividends on your shares. Share capital helps to run the company, eg buying of stationery, opening and maintaining branches, etc. Minimum share contribution per month is Ksh. 200/-