Save as little as 30/-  a day

Rhema allows its members to save as little as 30/- daily. This is mostly a small part of the “Pocket Change” that one has at the end of the day, but it makes a very huge difference. You can opt to save a minimum of 30/- daily or 900/- monthly.

Save Consistently

For you to qualify for a loan, we require you to have saved regularly and consistently for three months.

Have a goal

It is always good to set a goal because people who set a money savings goal save faster than those who don’t! For example you can have a target to save 10,000/- in the next three months. What do you want to save for? If you name your goal you’ll reach it faster. I read a study on how goal setting in athletes improves their motivation and this applies to our finances also. If you’re new to saving, try starting with a small goal. Even if you’re just saving for a rainy day, you’re more likely to succeed if you have a goal amount in mind.


Buy Shares

As you continue to save, you must also buy Shares. This is because your membership of the Sacco depends on your shares. Minimum shares is 50 shares at 100 each. For more information please visit our Shares page.

Also the minimum share contribution per month is Kshs. 200/-